Got a TCPA Letter

Start / Is this a scam?

Is this a scam?

Probably not. Most TCPA demand letters are real, because the law lets any person you called sue you for $500 a call. Spend twenty minutes checking before you decide either way.

Here is why your gut says scam. The letter came from a company you have never heard of. It may not be a law firm. It quotes a statute you have never read and a figure that seems absurd for a few phone calls. That pattern matches every fake invoice you have ever binned.

Here is why your gut is probably wrong. The Telephone Consumer Protection Act, 47 U.S.C. § 227, gives a private right of action to the person who received the call. They do not need a government agency, a class action, or a famous law firm. They can sue in their own name, or they can have a company document the calls and send a letter on their behalf. A letter from a non-lawyer is not evidence of a scam. It is evidence that someone has a system.

Four checks, twenty minutes

1. The entity exists

Take the exact company name on the letter and search the business registry of the state it gives as its address. Florida uses sunbiz.org. Most states have a free search on the Secretary of State website. A registered entity with a filing date, an address, and an agent is a real company. It does not mean the claim is good. It means someone can be held to account for it.

2. The signer exists

If a lawyer signed it, search their name in that state's bar directory. If no lawyer signed it, that is normal for a demand letter from a company. The signature of a lawyer is not what makes a demand real; the calls are.

3. The calls happened

This is the check a scam cannot pass. The letter should list phone numbers, dates, and times. Pull your own call or text logs and look for them. If the numbers are in your dialer and the dates match, the letter is describing something you did. If your vendor made the calls for you, ask them for the records. If nothing matches anywhere, write down what you checked and tell a lawyer; a letter with no matching calls is a different conversation.

4. The money goes somewhere traceable

A real demand asks for payment to the named entity, by a method that leaves a record, under a written agreement. A letter that wants a wire today to an unrelated account, gift cards, crypto, or payment by a method that cannot be reversed, is a scam regardless of what else it says.

A scam needs you to pay before you check. A real letter survives checking.

Things that do not tell you anything

  • The sender is not a law firm. Non-lawyers send demand letters every day. Debt collectors, insurers, landlords. A letter is a notice, not a lawsuit.
  • The dollar figure seems huge. It is arithmetic. $500 per call or text, up to $1,500 if a court finds the violation was willful or knowing. Four texts and three calls to one person can be $3,500 at the floor. That is the law, not a tell.
  • Reddit says ignore it. Reddit does not have your call logs.
  • The letter has a deadline. Every demand letter has a deadline. It is the date after which the sender does the next thing.

If it passes the checks

Then you have a real claim about calls your business made or paid for. The next page is the arithmetic: how much trouble am I in? Do not call the sender yet and do not pay anything yet. Those are the next two pages after that, starting with should I call them?

Short version

Can a company that is not a law firm send a TCPA demand letter?
Yes. A demand letter is a notice of a claim, not a court filing. Any person with a claim, or a company acting for them, can send one. Only a lawyer can file and argue the lawsuit, which is why unresolved letters are usually referred to one.
How do I verify the company that sent the letter?
Search the exact entity name in the business registry of the state on the letterhead. Florida uses sunbiz.org. Check the filing date, status, and registered agent. Then match the listed calls against your own logs.
What is the one sign that it is definitely a scam?
Payment that has to happen today, to an account or method that does not match the named entity, with no written agreement. Real claims are settled by signed release and traceable payment.
The letter lists calls I do not recognise. Scam?
Not necessarily. If a vendor, call centre or lead company made calls for you, they will not be in your own phone system. Ask the vendor for the records before you decide the letter is wrong.

Updated 2026-11-03. Cites 47 U.S.C. § 227 and 47 C.F.R. § 64.1200. General information, not advice about your letter.